Proudly Serving Our Southern California and Arizona Communities

Local Presence. Personalized Protection. Real Relationships.

At Larry Baker Insurance, we do more than provide insurance — we build long-term relationships in the communities we call home. With offices in both Chula Vista and Calexico, Larry Baker Insurance proudly serves clients throughout San Diego County, Imperial Valley, and nearby regions, offering personalized insurance solutions with bilingual support in English and Spanish.

Whether you’re a first-time homeowner in San Diego, a growing family in El Centro, or a small business owner in Yuma, we understand the local risks, laws, and lifestyle factors that shape your coverage needs. We live here, we work here — and we care about the well-being of our neighbors.

Chula Vista, CA

A diverse and growing city with unique insurance needs.

As one of the fastest-growing cities in the San Diego metro area, Chula Vista is home to a wide range of families, professionals, and business owners. From protecting newly purchased homes to providing coverage for local small businesses, Larry Baker Insurance has deep roots in this vibrant community. We understand what matters here — from the coastal climate to commuter lifestyles — and tailor policies to reflect it.

Also serving nearby areas: San Diego, National City, Bonita, Eastlake, and North County.

Calexico, CA

Border-town service with big-picture insurance experience.

Located just steps from the U.S.-Mexico border, Calexico is a tight-knit city with a strong cultural identity and entrepreneurial spirit. Larry Baker Insurance supports local residents, bilingual families, and small businesses across a wide range of industries — from agriculture to logistics. We provide life, property, and commercial insurance with care, clarity, and deep local knowledge. (Image courtesy of City of Calexico – https://www.calexico.ca.gov/, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=99378265

Also serving nearby areas: El Centro, Brawley, Holtville, Heber, and Yuma, AZ.

What Sets Us Apart in the Communities We Serve

Trusted and Local
Unlike big-name insurance brands, we focus on local expertise and personal service. We know the neighborhoods. We know the people. And we always put your needs first.
Multilingual Support
Larry is fluent in English and Spanish, helping families and businesses confidently navigate important insurance decisions in their preferred language.
Face-to-Face and Online Support
We’re available for in-person meetings at both offices, or via phone and video calls — whatever’s easiest for your schedule.
Personalized Service
Our clients aren’t just policies — they’re neighbors, community members, and local entrepreneurs. We treat every client like family.

Schedule an In-Person or Virtual Meeting.

Our Reviews:

    
 
 
       Posted on Google  
   
   Claudia Beltran 
 August 29, 2024
 
 
 Trustindex verifies that the original source of the review is Google. Muy buen servicio, muy amables  los agentes de esta oficina, muy buena atención,  te orientan muy bien con respecto al tipo de seguro que necesitas. Los Recomiendo ampliamente excelente servicio
  
 
      Posted on Google  
   
   Alex Kannan (Kannan) 
 May 21, 2024
 
 
 Trustindex verifies that the original source of the review is Google. Larry and his office have assisted me and my loved ones with our policies. Whenever we have any issues, Larry, Rigo and his team are always there to help and if not, then explain. Thank you Larry for the personalized service.
  
 
      Posted on Google  
   
   Gabriel Arce-Sanchez 
 April 8, 2024
 
 
 Trustindex verifies that the original source of the review is Google. when in a for a quote, they educated on my insurance needs i ended up switching form Adriana's to famers, rigo educated me on my life insurance and Champ bundled my home and auto for a reasonable price. no more broker fees for me. Thanks Larry and team
  
 
      Posted on Google  
   
   Ricardo Hirata-Okamoto 
 April 5, 2023
 
 
 Trustindex verifies that the original source of the review is Google. Larry and the team are very attentive and offer a great service, honest guidance and mentorship, to select best options at best prices. Very glad to find his office, and finding agents who can be trusted for their work, but specially for their advice. I am buying all my insurance products with his office now.