Welcome to Larry Baker Insurance
Your Trusted Partner for Personal, Business & Life Insurance in Chula Vista and Calexico Get a QuoteContact UsPersonal Insurance
Business Insurance
Life Insurance
At Larry Baker Insurance, we believe that insurance should protect your peace of mind — not create confusion. As an trusted insurance agency serving Chula Vista, Calexico, and surrounding communities, we’re here to offer customized coverage options with personal attention and bilingual support.
With decades of experience and a Master’s degree in International Management, agency owner Larry Baker combines professional insight with a local, community-focused approach. Whether you’re insuring your first car, safeguarding your business, or protecting your family’s future with life insurance, you’ll find clarity, care, and real conversation here — not just sales talk.
Trusted Insurance Solutions That Put You First
Unlike captive agents tied to a single carrier, Larry Baker Insurance is your advocate. As a trusted insurance broker, we work with multiple providers to find the best value and coverage for your situation — not a one-size-fits-all policy. That means more flexibility, better pricing, and coverage that truly fits your life or business.
Insurance Services We Offer
We proudly offer comprehensive insurance solutions across three core areas:
Personal Insurance
Protect your most valuable assets — your home, car, belongings, and more — with personalized coverage plans. Whether you’re in Chula Vista, El Centro, or anywhere in between, we help families and individuals feel secure.
Services include:
- Auto Insurance
- Homeowners Insurance
- Renters & Condo Insurance
- Personal Umbrella Coverage
- Motorcycle Insurance
Business Insurance
Your business deserves more than generic protection. We offer specialized insurance packages for small businesses, contractors, restaurants, property managers, office professionals, and more.
Services include:
- Apartment Owners
- Auto Repair Shops
- Contractors & Trades
- Retail & Wholesale
- Restaurants & Food Trucks
Life Insurance
Life changes fast. Whether you’re starting a family, buying a home, or planning for retirement, we help you choose life insurance solutions that match your goals — from term to whole life to key person coverage.
Serving Southern California with Heart & Expertise
With offices in Chula Vista and Calexico, we proudly serve:
- San Diego & North County
- Calexico, El Centro, Brawley, Holtville
- Imperial Valley
- Yuma and Arizona
Our team speaks English and Spanish, ensuring every client feels comfortable and understood. Whether you’re a first-time policyholder or a long-time business owner, you’ll experience thoughtful service and honest answers every time.
Let’s Build Your Custom Coverage Plan
Every client is unique — and so is every plan we build. At Larry Baker Insurance, you won’t find cookie-cutter policies. You’ll find a trusted advisor ready to walk you through your options and help you protect what matters most.
Our Reviews:
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. Chula Vista Office
1025 3rd Avenue
Chua Vista, CA 91911
Tel or Text: 619-432-7967
Fax: 760-871-0772
Calexico Office
541 S Imperial Avenue
Calexico, CA 92231
Tel or Text: 760-357-1452
Fax: 760-871-0772
Office Hours
Mon-Fri: 8:30 am - 5:30 pm
Sat-Sun: Closed
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