At Larry Baker Insurance, we believe the best insurance experience starts with a real relationship — one built on trust, understanding, and genuine care for your future. That’s why agency owner Larry Baker takes the time to understand your goals, answer your questions, and match you with coverage options tailored to your life or business.
As an trusted insurance broker, Larry brings an uncommon level of flexibility to the table. He’s not tied to a single provider — which means his recommendations are based entirely on what works best for you, not what’s dictated by a corporate sales quota. With offices in Chula Vista and Calexico, Larry proudly serves clients across Southern California and Arizona, from San Diego to Yuma, in English and Spanish.
Meet Larry Baker, MIM
With a Master’s in International Management from Thunderbird, the Garvin School of International Management, and dual undergraduate degrees in Marketing and Spanish from San Diego State University, Larry brings both global insight and local understanding to the work he does every day.
He launched his agency with one goal: to make insurance more human. That means plain-language conversations, smart questions, and a no-pressure atmosphere where you feel confident in your decisions.
Larry’s passion for people shines through in every interaction. Whether he’s helping a first-time homeowner understand their options, or building a comprehensive commercial policy for a growing business, he brings the same level of care, transparency, and follow-through.
Why Clients Choose Larry Baker Insurance
Trusted Advice
We shop from multiple top-rated insurance providers — so you don’t have to. That means better coverage, smarter pricing, and less stress.
Bilingual Service
Larry is fluent in English and Spanish, ensuring nothing gets lost in translation when it comes to protecting what matters most.
Local Knowledge
With deep ties to both Chula Vista and Calexico, Larry understands the risks and opportunities unique to your neighborhood or business sector.
Commitment to Education
Insurance isn’t one-size-fits-all. We take the time to walk you through your coverage and make sure it still fits as your life evolves.
Community-Focused Values
We live here, work here, and care about what happens here. From young families in Chula Vista to small businesses in Calexico, we treat every client like a neighbor.
Protect What Matters Most — With Someone You Can Trust
Whether you’re looking for personal insurance, commercial coverage, or life insurance solutions, Larry Baker Insurance offers more than policies — we offer partnership.
You won’t get pushed into a cookie-cutter plan. Instead, you’ll get a friendly, knowledgeable expert who takes the time to make sure your plan works for you — today and tomorrow.
Our Reviews:
Chula Vista Office
1025 3rd Avenue
Chua Vista, CA 91911
Tel or Text: 619-432-7967
Fax: 760-871-0772
Calexico Office
541 S Imperial Avenue
Calexico, CA 92231
Tel or Text: 760-357-1452
Fax: 760-871-0772
Office Hours
Mon-Fri: 8:30 am - 5:30 pm
Sat-Sun: Closed
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